Terms of Service

B&M Global Enterprises, LLC
Murfreesboro, Tennessee
Effective Date: December 10, 2025

These Terms of Service (“Terms,” “Agreement”) govern your use of the website, services, programs, coaching, courses, and other offerings provided by B&M Global Enterprises, LLC (“Company,” “we,” “our,” or “us”). By accessing our website or participating in our services, you agree to these Terms.

If you do not agree to these Terms, please discontinue use of our site and services immediately.

1. Overview of Services

B&M Global Enterprises, LLC provides leadership coaching, consulting, training programs, online courses, workshops, and related services for individuals and organizations.

Services may include:

• One-on-one coaching
• Group coaching or training
• Digital courses and downloadable content
• Workshops, speaking engagements, and live events
• Career and leadership assessments
• Application-based programs
• Membership or subscription-based offerings

We reserve the right to modify, pause, or discontinue any service at any time.

2. Eligibility

By using our services, you represent that:

• You are at least 18 years old
• You have legal capacity to enter into a binding agreement
• You will provide accurate information during registration or application
• You will not use the services for any unlawful purpose

If using our services on behalf of an organization, you confirm that you are authorized to do so.

3. Payment & Refunds

A. Payments

All prices are listed in U.S. dollars unless otherwise stated. Payments may be processed via third-party providers such as Stripe, Whop, GHL, or others.

By purchasing a service, you authorize us (and third-party processors) to charge your selected payment method.

B. Refund Policy

Unless specifically stated within a program agreement or offer:

• All sales are final.
• Coaching, workshops, digital products, and online courses are non-refundable once delivered or accessed.
• If the program includes a guarantee, conditions of that guarantee apply only as explicitly stated in writing.

C. Payment Plans

If you enter a payment plan, you agree to complete all payments. Failure to do so may result in:

• Suspension of services
• Collections activity
• Legal action

4. Scheduling & Cancellations

Coaching Sessions

If you book a coaching session or consultation:

• You must attend at the scheduled time
• Missed or no-show sessions may not be rescheduled unless otherwise stated
• We reserve the right to reschedule sessions when necessary

Workshops, Courses, and Programs

Access to digital products begins immediately upon purchase unless otherwise noted.

5. No Guarantees of Results

We provide education, coaching, and strategic guidance. However:

We do not guarantee outcomes such as promotions, salary increases, business growth, or personal transformation.

Your success depends on your own:

• Effort
• Commitment
• Decisions
• Skills
• Environment
• Personal and professional circumstances

You acknowledge that any testimonials or case studies reflect individual experiences and are not guaranteed results.

6. Intellectual Property

All content owned or provided by B&M Global Enterprises, including:

• Videos
• Documents
• Curriculum
• Frameworks (including FUEL and IAS)
• Logos
• Graphics
• Worksheets
• Digital courses
• Written content
• Coaching materials

… is protected by intellectual property laws.

You agree NOT to:

• Copy, share, or distribute materials to non-clients
• Reproduce or resell our content
• Use our materials to create your own programs, unless explicitly licensed

Unauthorized use may lead to legal action.

7. Client Responsibilities

By using our services, you agree to:

• Participate fully and honestly
• Complete assignments, tasks, or assessments
• Communicate respectfully and professionally
• Use coaching insights ethically and responsibly
• Not record sessions without written consent

You acknowledge that coaching is not therapy, counseling, or medical advice.

8. Disclaimer

Our services are provided “as is” and “as available.”

We make no warranties, express or implied, including:

• Fitness for a particular purpose
• Accuracy
• Reliability
• Completeness
• Guarantees of business, financial, or career outcomes

You assume full responsibility for your actions based on our services.

9. Limitation of Liability

To the fullest extent permitted by law:

• B&M Global Enterprises, LLC is not liable for any indirect, incidental, consequential, or punitive damages.
• Our total liability for any claim is limited to the amount you paid for the service that gave rise to the claim.

You agree to indemnify us against claims arising from:

• Your actions
• Your use of the services
• Violations of these Terms

10. Privacy

Your use of our website and services is also governed by our Privacy Policy.
By using our services, you consent to the collection and use of your data as described in that policy.

11. Third-Party Links & Services

Our website may include links to third-party sites or tools.
We are not responsible for:

• Content on external websites
• Privacy practices of third-party platforms
• Performance of tools or integrations outside our control

12. Termination

We may suspend or terminate your access to services at any time for:

• Non-payment
• Violation of these Terms
• Harmful or unethical behavior
• Misuse of intellectual property
• Disruptive conduct

You will not be entitled to refunds if termination results from a policy violation.

13. Governing Law

These Terms are governed by the laws of the State of Tennessee.
Any disputes will be resolved in courts located in Rutherford County, Tennessee.

14. Modifications to Terms

We may update these Terms periodically.
The “Effective Date” will reflect the most recent version.
Continued use of the website or services constitutes acceptance of changes.

15. Contact Information

If you have questions regarding these Terms, contact us:

B&M Global Enterprises, LLC
Murfreesboro, Tennessee
Phone: 615-622-2285
Email: mhumphrey@bmglobalent.com