Terms & Conditions

B&M Global Enterprises, LLC
Murfreesboro, Tennessee
Effective Date: [Insert Date]

These Terms and Conditions (“Terms”) govern your access to and use of the website, programs, coaching, consulting, digital products, events, and services provided by B&M Global Enterprises, LLC (“Company,” “we,” “our,” or “us”).

By accessing our website or purchasing, enrolling in, or using our services, you agree to be bound by these Terms. If you do not agree, you must not use our website or services.

1. Use of Website & Services

You agree to use our website and services for lawful purposes only. You may not:

• Violate any applicable laws or regulations
• Attempt to gain unauthorized access to systems or data
• Misuse, copy, or distribute proprietary materials
• Interfere with the security or functionality of the site

We reserve the right to restrict or terminate access if these Terms are violated.

2. Services Provided

B&M Global Enterprises provides leadership coaching, consulting, training programs, workshops, courses, speaking engagements, and digital content.

Services may be delivered:

• Virtually or in person
• One-on-one or in group formats
• Live or on-demand

We reserve the right to modify, update, or discontinue services at our discretion.

3. Eligibility

By using our services, you confirm that:

• You are at least 18 years old
• You have the legal authority to enter into this agreement
• Any information you provide is accurate and complete

If enrolling on behalf of a business or organization, you represent that you are authorized to bind that entity.

4. Payments, Fees & Billing

• All prices are listed in U.S. dollars unless otherwise stated
• Payments are processed through secure third-party providers
• You authorize us to charge your selected payment method

Payment Plans

If a payment plan is offered, you agree to complete all scheduled payments. Failure to do so may result in suspension of access or collections.

5. Refund Policy

Unless explicitly stated otherwise in writing:

• All sales are final
• Digital products, coaching, courses, and trainings are non-refundable once access is granted
• Missed sessions or failure to participate do not qualify for refunds

Any guarantees apply only if clearly stated and all conditions are met.

6. Scheduling, Cancellations & No-Shows

• Clients are responsible for attending sessions at the scheduled time
• Missed or no-show appointments may be forfeited without reschedule
• We reserve the right to reschedule sessions due to unforeseen circumstances

7. No Guarantees or Professional Advice

Our services provide education, coaching, and leadership development, not legal, medical, mental health, or financial advice.

We do not guarantee:

• Promotions
• Salary increases
• Career outcomes
• Business growth
• Personal transformation

Results depend on your effort, decisions, and circumstances.

8. Intellectual Property Rights

All materials provided by B&M Global Enterprises, including but not limited to:

• Curriculum
• Videos
• Worksheets
• Frameworks (including FUEL and IAS)
• Logos, branding, and written content

…are the exclusive property of the Company.

You may not:

• Copy, share, reproduce, or resell materials
• Use content to create competing products
• Record sessions without written permission

Unauthorized use may result in legal action.

9. Client Conduct & Responsibilities

You agree to:

• Act professionally and respectfully
• Participate honestly and responsibly
• Maintain confidentiality of group sessions
• Refrain from disruptive or unethical behavior

We reserve the right to remove participants who violate these standards without refund.

10. Disclaimer

Services are provided “as is” and “as available.”
We make no warranties, express or implied, regarding outcomes, accuracy, or suitability.

You assume full responsibility for how you apply information received.

11. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for indirect, incidental, or consequential damages
• Our total liability is limited to the amount paid for the service in question

You agree to indemnify and hold harmless B&M Global Enterprises from claims arising from your actions or misuse of services.

12. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect and use your information.

13. Third-Party Tools & Links

We may reference or link to third-party platforms or services. We are not responsible for:

• Their content
• Their performance
• Their privacy practices

Use of third-party services is at your own risk.

14. Termination of Access

We may suspend or terminate access to services without notice for:

• Non-payment
• Policy violations
• Misuse of intellectual property
• Disruptive or harmful behavior

Termination due to violation does not entitle you to a refund.

15. Governing Law

These Terms are governed by the laws of the State of Tennessee, without regard to conflict of law principles.

Any disputes shall be resolved in courts located in Rutherford County, Tennessee.

16. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the website or services constitutes acceptance of the revised Terms.

17. Contact Information

For questions regarding these Terms & Conditions, contact:

B&M Global Enterprises, LLC
Murfreesboro, TN
📞 615-622-2285
📧 mhumphrey@bmglobalent.com